Financial Performance and Remediation Update
CLEAR GROWTH MOMENTUM ACROSS OUR BUSINESSES IN 2H211
PERSONAL BANKING
BUSINESS & PRIVATE
14.45%
1.1x
14.38%
9.2
HL system
growth
1.0
1H21
2H21
Total Australian Housing GLA change ($bn)
Market share
CORPORATE & INSTITUTIONAL
1.5
1H21
26.23%
26.43%
6.7
1.4x
SME BL system
growth²
0.5
+19 bps
in cards
market share
1H21
2H21
B&PB Business GLA change ($bn)
-SME market share (RBA)²
NEW ZEALAND
+18%
in Business
Transaction
Account sales³
22.45%
GLA growth
YOY
11%
22.26%
16.52%
1.4X HL system growth
Infrastructure &
Investor GLA
22%
16.23%
1.5X BL system growth
growth YoY
6.9
2H21
4.0
3.0
+63 bps
1H21
2H21
Transaction
Banking
market share6
Total GLA change (NZ$bn)
Housing market share
Business market share
+28 bps
in retail
deposits
market share
(1)
(2)
■GLA change ($bn)
Market share data are for the relevant periods and all system growth multiples are for 2H21 unless otherwise stated, and are based on APRA Monthly Authorised Deposit-taking Institution statistics, and RBNZ data for New
Zealand related metrics. Housing market share for 2H21 includes 86 400.
A business is classified as SME under the RBA if NAB has exposure to the business and the business has turnover less than $50 million. A business is classified as B&PB if NAB has exposure to the business less than $50m;
and the business has turnover less than $100 million. Latest market share as at Aug 21.
(3)
Count of new Business Everyday Accounts FY21 compared with FY20
(4)
Growth rates excluding FX and aviation sale
10
(5)
Infrastructure includes Renewables
(6)
Peter Lee Associates - Transaction Banking Survey 2021. Represents the increase in NAB's domestic transactional bank 'lead' citations from 23% in 2020 to 24% in 2021
National
Australia
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