Investor Presentaiton

Full digital experience for our business customers Monthly active digital users thousands Figures given for JSC Bank of Georgia standalone Number of transactions millions +28.6% +7.4% +25.5% +12.4% 74 5.5 69 4.9 65 4.6 4.4 60 58 4.0 Dec-22 Mar-23 Jun-23 Sep-23 Dec-23 4Q22 1Q23 2Q23 3Q23 4Q23 B S 4 5 89% Customer Satisfaction Score (4Q23) Mil +7 ppts y-o-y 1,124147437.080 226,994.00 0000 90% 4,700 Customer Satisfaction Score (4Q23) 99.905025.92€ The Best Corporate Mobile Banking App 2023 by Global Finance (Global winner) +5 ppts y-o-y 21

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