Investor Presentaiton

Profit & Loss Statement - Trend DCB BANK (INR crores) FY19 FY20 FY21 FY22 FY23 Y-o-Y Interest Income Interest Expense 3,041 3,537 3,458 3,513 4,200 +20% 1,892 2,272 2,171 2,155 2,483 +15% Net Interest Income 1,149 1,265 1,287 1,358 1,717 +26% Other Income 344 388 445 452 409 -9% - Commission, Exchange and Brokerage 240 241 196 238 303 - Profit/(Loss) on sale of Investments 39 65 143 81 11 - Profit/(Loss) on Exchange Transactions 22 19 23 28 28 Total Income 1,493 1,653 1,732 1,810 2,126 +18% Operating Expenses 853 903 847 1,013 1,339 +32% Employee Expenses 434 459 434 539 693 +29% Other Expenses 419 444 413 474 646 +37% Operating Profit 640 750 885 797 787 -1% Provisions and Contingencies 133 258 432 407 159 -61% Net Profit Before Tax 507 492 453 390 628 +61% Tax 182 154 117 102 162 +59% Profit After Tax 325 338 336 288 466 +62% 38

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