Investor Presentaiton
Home Loans Pool Performance Factsheet: Experian Credit Bureau
Direct Assignments [Sold Down]
Indiabulls
HOUSING FINANCE
Initial Pool Details
of Initial POS
Sold Down
Disbursement
Sr. No Investor
Date
[Cr]
Sold Down
Principal [Cr]
Pool Principal Amortisa-
MPS
90+ dpd %
180+ dpd %
CCR
MCR
QCR
[Cr]
tion#
1
Bank 22 31-Dec-15
449.6
374.2
68
49.9
88%
0.28%
2
Bank 15 29-Mar-17
733.5
612.0
53
82.5
87%
0.59%
3
Bank 15
23-Jun-17
460.1
387.4
50
53.6
87%
0.68%
0.26% 99.89%
0.32% 99.79%
0.35% 99.82%
99.09%
98.10%
98.24%
100.36%
99.80%
98.22%
4
Bank 8
30-Jun-17
212.4
177.0
50
49.7
74%
0.90%
0.18%
99.89%
101.78%
101.79%
5
Bank 8
26-Sep-17
200.8
168.1
47
68.4
62%
1.73%
0.90% 99.71%
100.18%
99.17%
9
Bank 15 27-Sep-17
909.8
760.2
47
179.9
78%
0.41%
7
Bank 15 22-Dec-17
878.6
735.5
44
179.0
77%
0.97%
80
Bank 16 22-Dec-17
225.4
178.8
44
57.3
72%
1.88%
9 Bank 8 22-Dec-17
126.5
104.2
44
43.6
62%
1.87%
10
Bank 15 5-Mar-18
601.1
504.0
42
133.7
75%
1.39%
0.19% 99.71%
0.83% 99.66%
1.14%
0.56% 99.83%
0.58% 99.53%
100.94%
100.41%
107.07%
100.94%
99.50% 105.64%
104.01%
106.59%
101.43%
99.27%
97.74%
11
Bank 16
9-Mar-18
483.2
394.3
42
148.3
66%
1.65%
1.21%
99.38%
98.07%
99.22%
12
Bank 1 22-Mar-18
358.5
289.1
41
130.5
60%
1.67%
0.95% 99.69%
99.16%
98.17%
13
Bank 16 26-Mar-18
480.9
404.3
41
128.0
70%
0.82%
0.77%
99.68%
102.07%
101.03%
14
Bank 1 27-Mar-18
222.9
185.0
41
77.0
62%
1.08%
0.69%
99.75%
100.04%
99.31%
15
Bank 8 28-Mar-18
337.1
270.6
41
120.8
60%
1.58%
16
Bank 8 30-Apr-18
174.6
146.1
40
62.8
60%
1.60%
17
Bank 15 4-May-18
413.9
349.0
40
88.8
76%
0.69%
18
Bank 15 17-May-18
270.0
224.8
39
53.8
78%
0.21%
0.97% 99.58%
0.95% 99.41% 101.02%
0.41% 99.67% 99.36%
0.21% 99.85% 100.39%
100.87%
99.37%
99.06%
98.15%
101.22%
19
Bank 8 18-May-18
109.8
91.4
39
41.5
58%
1.35%
1.09%
99.57% 104.43%
100.66%
20
Bank 15 22-Jun-18
597.0
502.8
38
163.0
70%
1.03%
0.74%
21
Bank 8
26-Jun-18
134.9
112.8
38
46.2
62%
1.09%
22
Bank 15
25-Jul-18
327.8
275.1
37
74.5
75%
0.70%
23
Bank 8
31-Jul-18
109.4
90.4
37
40.9
58%
1.33%
24
Bank 15 30-Aug-18
413.2
349.4
36
106.7
71%
1.08%
25
Bank 15 19-Sep-18
353.2
297.5
35
78.9
75%
1.17%
26
Bank 8 19-Sep-18
109.4
90.4
35
38.0
61%
1.61%
99.66% 102.18%
0.59% 99.67% 101.08%
0.70% 99.51% 99.58%
1.18% 99.41% 101.59%
0.55% 99.34% 100.18%
1.03% 98.86%
0.96% 99.86%
99.58%
98.83%
101.39%
98.93%
99.09%
99.88%
97.95%
129.58%
109.90%
27
Bank 17 29-Oct-18
879.7
672.3
34
292.1
61%
1.27%
0.94%
99.56%
99.31%
98.40%
MPS: Months post securitisation
CCR: Cumulative collection ratio
MCR: Monthly collection ratio
# Amortisation is calculated on Disbursement
Data is for Sep 2021 payouts
QCR Quarterly collection ratio
dpd: days past due
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