3Q 2022 Investor Presentation

Helping Customers Navigate Increasing Global Risks Heightened operational and reputational risks Climate change A GLOBAL RISKS MOODY'S | DECODE RISK. UNLOCK OPPORTUNITY. Complex credit and financial markets MA PROVIDES... Proprietary data with models, software and expertise that empower customers to better measure, monitor and manage various types of risk Evolving regulatory environment 1 Fintech disruption & digitization 2 3 Unparalleled ability to integrate risk capabilities for unique insights Tech-enabled solutions deeply embedded in customers' workflows an integrated view of risk 3Q 2022 Investor Presentation 33

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