Investor Presentaiton

Mobile Bank: The bank in your hand 咱 Easy Multi-national Mobile Real-time Deposits for more favourable refinancing of loan business Advantages for Ferratum Open platform for new and third-party products (commission) Mobile features improve customer loyalty Multi account access improves Big Data scoring State-of-the-art Mobile Bank based on Mobile account opening Real-time loans Deposits ■ Transactions ■Currencies Third-party products in future ferratum 58

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