Investor Presentaiton

Successful Launch of Shaka Digital Checking Launch was well received with ~2,000 accounts opened in the first month, and over 50% are new customers. Shaka Shaky Shak • • Chaka . debit Chaka BY CPB Hawaii's first fully digital bank account launched early November 2021. Preceded by Hawaii's largest social media influencer campaign which generated a waitlist of nearly 3,000 Market differentiating features: 2 ANY ATM 2 day early direct deposit paycheck Use of any bank ATMs with fee refunds 0.50% APY Attractive interest rate 100% ONLINE Open online in 5 minutes Central Pacific Financial Corp. Refer to shaka.cpb.bank for important additional details and terms. LO 5

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