IDFC FIRST Bank Merger and Financial Overview
Pre merger - Proforma Financials of IDFC Bank and Capital First - P&L (H1 FY19)
In Rs. Crore
Funded Assets / AUM
Net-Worth
NII
Fees & Other Income
Treasury Income
Total Income
Opex
PPOP
Provisions
PBT
IDFC FIRST Bank
History
Erstwhile IDFC Bank
(H1 FY 19)
Erstwhile Capital First
(H1 FY 19)
75,332
32,623
14,776
2,928
912
1,143
Proforma Total
(H1 FY 19)
1,07,955
17,704
2,055
256
153
409
31
31
1199
1,297
2,496
1108
616
1,724
91
681
772
562
363
925
-471
317
(154)
Key Ratios
NIM %
RoA at PBT level %
ROE % (at normalized level)
Cost to Income Ratio %
1.56%
8.20%
2.85%
(0.75%)
2.26%
(0.20%)
(4.18%)*
14.51%
(1.21%)
92.41%
47.52%
69.09%
Note: IDFC Bank and Capital First Limited (CFL) were in IGAAP and IND-AS respectively in H1-FY19
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IDFC FIRST
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