Q3 FY22 Financial Highlights

Deposit Growth Driven by Granular Retail Deposits; Building Stable Low-Cost Deposit Book Deposits (Crore) Retail Deposits Retail Deposits as per LCR (Crore)* Share of Retail Deposits (%) 2,84,484 2,75,288 19% YoY 2,67,233 37% 2,55,870 36% 2,39,135 Q3 FY21 Q4 FY21 Q1 FY22 Q2 FY22 Q3 FY22 5.34% Cost of Deposits (%) 40% 41% 40% 32% YoY 3% QoQ 2% QoQ 85,914 95,811 1,05,737 1,11,749 1,13,615 5.03% 4.97% 4.85% 4.66% 68bps YoY 19bps QoQ Q3 FY21 Q4 FY21 Q1 FY22 Q2 FY22 Q3 FY22 *As at period end. 14 Q3 FY21 Q4 FY21 Q1 FY22 Q2 FY22 Q3 FY22 Key Focus Areas Expanding branch network Focus on target market segments " Growth driven by retail customer acquisitions Scaling up new businesses - Affluent and NRI Leverage BFIL for rural customers Building Merchant Acquiring Business Digital Partnerships & Alliances Innovative service propositions Executing Digital 2.0 with planned Individual and SME launches IndusInd Bank

View entire presentation