Investor Presentaiton

8 Name Mr. L. Chandran Chief Recovery Officer Mr. John Varughese (Head IT, Digital Banking) Mr. Manoj Kumar S Chief Credit Officer Mr. Rajan Sleeba Head-Human Resources Department Mr. Surendran .AV Head-Treasury Mr. Santoy John Chief Compliance Officer Profile of Senior Management Experience Worked in Government sector, Public Sector Financial Institution for about 7 years and Bank for 19 years in different capacities in various geographical areas. A post graduate in Science, he holds an MBA (Finance) and B.Ed. Degree. He is also a Certified Associate of the Indian Institute of Bankers. 28 years experience in IT & Banking of which 23 years in Banking Domain. Worked as Head Alternate Channels, AGM-IT and Regional Head, Engineering graduate with MBA (Banking & Finance ). He is also a Certified Information System Auditor (CISA) and Certified Associate of the Indian Institute of Bankers (CAIIB). A Credit Manager having 30 years of exposure in India and overseas, having worked in Retail /SME/ Credit, Credit Administration and Recovery functions. A post Graduate in Commerce, he worked previously in Can Fin Homes Ltd, ICICI Bank, First Gulf Bank, UAE & India Bulls HFC prior to joining Dhanlaxmi Bank 36 years of experience in banking sector including working with Federal Bank etc., a Post Graduated in law (LLM) and Certified Associate of the Indian Institute of Bankers (CAIIB). Worked as Regional Head North, Thrissur and Thiruvananthapuram. 33 Years of experience in banking sector with specialization in Treasury Management for last 14 years. He is a science Graduate and Junior Associate of the Indian Institute of Bankers (JAIIB) 19 Years of experience in banking sector; He is a Post Graduate in Science, a certified Information Systems Auditor (CISA) and a Certified Associate of the Indian Institute of Bankers (CAIIB). He is holding Postgraduate Certificate programme in Business Management from XIMB Bhubaneswar DhanlaxmiBank established 1927

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