Muthoot Finance H1 FY 2024 Financial Performance
Key Financial Parameters
Particulars
Pa
Muthoot Finance
(in millions)
H1 FY 2024
H1 FY 2023
Q2 FY 2024
Q1 FY 2024
FY 2023
Number of Branches
946
715
946
782
768
Number of Employees
9,491
7,065
9,491
8,421
8,022
Gross Loan AUM (*)
78,741
51,381
78,741
70,082
61,925
Gross Loan Assets (*)
64,654
41,709
64,654
55,914
47,134
Capital Adequacy Ratio (%)
21
24
21
22
22
Total Revenue (*)
7,912
4,551
4,309
3,603
10,379
Total Expense (*)
6,137
4,108
3,213
2,925
8,686
Profit Before Tax (*)
1,774
443
1,096
678
1,693
Profit After Tax (*)
1,348
351
831
517
1,303
Stage III Loan Assets
957
3,552
957
906
1,146
% Stage III assets on Gross Loan
1.48
8.52
1.48
1.62
2.43
Assets
Stage III ECL Provision
870
2,545
870
789
840
ECL Provision
1,437
2,698
1,437
1,104
957
ECL Provision as a % of Gross Loan
Assets
2.22
6.47
2.22
1.97
2.03
Shareholders Funds (*)
12,237
9,972
12,237
11,445
10,923
Total Outside Liabilities (*)
57,892
37,287
57,892
52,389
51,346
Total Assets (*)
70,128
47,259
70,128
63,834
62,269
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