Kenyan Listed Banking Sector Quarterly Earnings and Operating Metrics
Listed Banking Earnings and Growth Metrics
Kenya's listed banking sector core EPS rose by 36.3% in Q3'2022, compared to a growth of 102.0% in Q3'2021
Interest
Interest Net Interest
Core EPS
Growth
Net Interest
Income
Growth
Expense
Growth
Income
Margin
Non-
Funded
Income
NFI to Total
Operating
Growth
Growth in
Total Fees
&
Income Commissio
Deposit
Growth in
Governmen
Growth
t Securities
Loan to
Deposit
Ratio
Return on
Loan
Average
Growth
Equity
Growth
Bank
HF
ns
110.8%
6.8%
0.7%
13.9%
4.7%
66.1%
32.4%
(3.6%)
3.5%
51.2%
90.7%
1.7%
0.5%
NCBA
96.2%
13.3%
10.8%
15.1%
6.0%
40.1%
49.2%
5.2%
3.2%
9.1%
57.6%
11.7%
21.2%
Co-op
47.0%
10.5%
7.2%
11.7%
8.5%
28.3%
38.6%
31.7%
2.8%
(5.7%)
77.6%
9.4%
22.5%
SCBK
37.1%
4.1%
(12.6%)
7.3%
6.3%
16.1%
35.7%
(13.4%)
10.7%
13.2%
47.6%
3.3%
21.0%
Stanbic
36.8%
3.1%
19.2%
26.8%
6.2%
37.5%
44.6%
8.1%
25.6%
38.3%
88.6%
34.1%
25.1%
ABSA
30.1%
24.7%
22.4%
25.3%
7.6%
16.4%
30.4%
(1.2%)
4.6%
10.5%
103.0%
26.4%
23.2%
Equity
27.9%
25.6%
31.3%
23.6%
7.3%
32.0%
41.4%
28.6%
15.1%
(0.1%)
66.9%
20.6%
31.3%
I&M
25.1%
17.3%
20.0%
15.6%
6.6%
43.0%
35.4%
26.0%
6.7%
(2.6%)
75.1%
11.4%
13.9%
KCB
21.4%
13.6%
28.4%
9.1%
8.1%
30.2%
33.2%
17.3%
7.4%
6.9%
80.1%
16.4%
22.6%
DTB-K
21.1%
15.4%
17.2%
43.5%
5.7%
43.5%
29.0%
24.5%
11.1%
17.4%
67.7%
18.5%
8.0%
Q3'22 Mkt
Weighted
36.7%
16.4%
19.6%
17.6%
7.3%
30.1%
38.1%
16.2%
9.7%
6.5%
73.7%
17.1%
24.2%
Average*
Q3'21 Mkt
Weighted
102.0%
15.9%
14.9%
16.9%
7.3%
14.3%
35.2%
11.4%
14.3%
11.7%
69.7%
12.4%
18.7%
Average**
*Market cap weighted as at 08/12/2022
**Market cap weighted as at 10/12/2021
*Market cap weighted average as at 8th December 2022
**Market cap weighted average as at 12th December 2021
Cytonn
29
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