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Investor Presentaiton

Reconciliation for non-GAAP Financial Measures Pre-Tax, Pre-Provision Profit (Constant dollar) ($MM) Business Line International Banking (Constant Dollar Basis) Pre-tax, pre-provision profit Revenue Expenses Pre-tax, pre-provision profit Reported Basis Q3/22 Q2/23 Q3/23 2,640 2,818 2,846 1,417 1,504 1,491 1,223 1,314 1,355 Pacific Alliance Revenue 1,877 1,965 2,017 (Constant Dollar Basis) Expenses 890 944 936 Pre-tax, pre-provision profit 987 1,021 1,081 Caribbean and Central America (Constant Dollar Basis) Revenue Expenses 556 613 601 337 340 339 Pre-tax, pre-provision profit 219 273 262 Adjusted Basis¹ Q3/22 Q2/23 Q3/23 2,640 2,818 2,846 1,407 1,493 1,481 1,233 1,325 1,365 1 Refer to non-GAAP measures on page 4 of the Management's Discussion & Analysis in the Bank's Third Quarter 2023 Report to Shareholders, available on http://www.sedarplus.ca 85
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