Investor Presentaiton
SMFG
India Credit
Pragati Ki Nayi Pehchaan
2003-04
Fullerton Financial
Holdings (FFH),
Singapore incorporated
as a wholly-owned
subsidiary of Temasek
Holding (P) Ltd
2005-06
Fullerton India
Credit Company
(FICC) was
acquired by FFH
in Dec 2005
2006-08
Commercial
Launch of NBFC
operations |
Pan-India
presence
established
2010-11
Product diversification
| Secured products
re-launched |
Operational
breakeven
2012-13
Capital infused for
growth INR 1.5bn |
Rural network
established |
Funding diversified
Corporate Evolution
Shareholders Profile
TEMASEK
100%
SUMITOMO MITSUI
FINANCIAL GROUP
(SMFG)
Fullerton
Financial Holdings
(FFH Group)
74.9%
25.1%
2015-17
Capital Infused for
growth INR 3.5bn |
Home loan business
launched AUM
2018-20
Digital Business
launched |
Distribution points
exceeded 600+ |
crossed INR 100bn in
Oct 15
AUM crossed INR
200bn in Jul 18
2021-22
SMFG, Japan
acquires 74.9%
stake from FFH
in Nov 21
2022-23
Highest ever
quarterly disbursal
in Q4 FY23 | AUM
crossed INR 350bn
in Jan 23
2023-24
Name changed to
reflect SMFG's
parentage | AUM
crossed INR 400bn
in Oct 23
SMFG
India Credit
Pragati Ki Nayi Pehchaan
(SMICC)
100%
SMFG
Grihashakti
Nayi Asha. Naya Vishwas.
(SMHFC)
Note: SMICC = SMFG India Credit Company Limited (Formerly Fullerton India Credit Company Limited); SMHFC = SMFG India Home Finance Company Limited (Formerly Fullerton India Home Finance Company Limited)
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