Investor Presentaiton

O pnb Profit Crore YoY Variation YOY SI. Parameters Q4' FY19 Q3' FY20 | Q4' FY20 FY19 FY20 Gr. % Amt. % 1 Interest Income 12836 13563 13859 1023 8.0 51310 53800 4.9 2 Interest Expenses 8635 9208 9181 546 6.3 34154 36362 6.5 3 Net Interest Income 4200 4355 4678 477 11.4 17156 17438 1.6 4 Other Income 1889 2405 2529 640 33.9 7377 9274 25.7 5 Operating Income 6090 6760 7207 1117 18.3 24534 26712 8.9 6 Operating Expenses 3229 2997 3275 46 1.4 11538 11973 3.8 7 Operating Profit (5-6) 2861 3763 3932 1071 37.4 12995 14739 13.4 8 Provisions 7611 4255 4629 -2981 -39.2 22971 14402 -37.3 9 Net Profit (7-8) -4750 -492 -697 4052 -9975 336 2 Profitability Page 27

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