Strong Profitability and Financial Inclusion

Operating Profit Margins Amongst the Highest in Industry Net Interest Margin (%) 4.21% 4.24% 4.27% 4.29% 4.28% Total Fee to Asset Ratio (%) 1.9% 1.9% 1.9% 1.9% 1.9% Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY24 Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY24 Cost to Income Ratio (%) 43.9% 43.4% 43.9% 5.7% 5.7% 44.9% 45.9% ..... Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY24 23 23 Operating Profit Margin (%) 3.5% 3.5% 5.7% 3.5% 5.6% 5.5% 3.5% 3.5% bbbbb Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY24 ■% of Average Loans % of Average Assets IndusInd Bank

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