Q2 FY24 Key Highlights - OSBI Card

Key Highlights for Q2 FY24 Consistent Performance delivering Profitable Growth Balance Sheet Profitability Business Volumes 11.42 lacs 1.79 Cr New A/cs 12% YoY 4% QoQ CIF 21% YoY 3% QoQ Spends 79,164 Cr ▲ 27% YoY 7% QoQ PAT GNPA 25 MAKING LIFE SIMPLE OSBI Card *45,078 Cr Receivables 19% YoY 4% QoQ 603 Cr 15% YoY ▲ 2% QoQ Cost to Income 57.1% 232 bps YoY 71 bps QoQ ROAA 4.9% 45 bps YoY 17 bps QoQ 22.3% ROAE 181 bps YoY 96 bps QoQ 2.43% 0.89% 23.3% ▲ 29 bps YoY 2 bps QoQ NNPA 11 bps YoY 0 bps QoQ CAR 15 bps YoY ▲ 39 bps QoQ LCR 85% (Stat. Req. 70%) 4

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