Investor Presentaiton

8 Three Markets - Two Strategies Vaasa The Åland Islands Finland · 2 offices, market share > 50 % Full product range offered The Bank for everyone Sweden • 6 offices in affluent parts of Finland, market share > 1% Tampere Turku Parainen Stockholm • • Full product range offered but "bread and butter" services only as a complement to Private Banking and Premium Banking service offerings Targeted segment: High Net Worth/ Affluent Individuals and their companies Åland Islands • 3 offices in Sweden's largest cities, market share < 1% Full product range offered but "bread and butter" services only as a complement to Private Banking and Premium Banking service offerings Targeted segment: High Net Worth/ Affluent Individuals and their companies Gothenburg Malmö Oulu Helsinki

View entire presentation