Investor Presentaiton

Strong Balance Sheet Consistent Rating Upgrades Strong ALM Surplus Cumulative ALM Profile, 9MFY24, % Outflow Rs. Crs 2023 A+ (Positive)* 256 <3 months 659 915 2022 A+ (Stable) 465 <6 months 749 1,213 2019 2018 A (Stable) A- (Positive) 864 <1 Year 814 1,677 2,250 <3 Year 830 3,081 2016 A- (Stable) 3,219 <5 Year 911 4,130 2015 BBB+ (Stable) 3,429 <7 Year 1,464 4,893 2013 BBB- (Stable) 3,536 <10 Year 2,043 5,579 2012 BB+ (Stable) 3,576 >10 Years 2,168 5,744 ■ Outflows Inflows *CARE Rating (A+ Positive), ICRA A+ (Stable) IndiaShelter Home Loans Inflow 28

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