Investor Presentaiton

Segmental Income Statement Summary Profit growth driven mainly by core business growth Total Operating Income Movement YoY (AEDmn) +7% مصرف أبوظبي الاسلامي ADIB = Total Operating Income Composition (AEDmn) Real estate 1.1% Others 10.9% 2,644 100 57 5 3 126 2,838 Treasury 11.1% -97 1H 22 Retail Private 2.5% 57.4% Total operating income 1H 21 Retail Wholesale Private Treasury Real estate Others Total operating income 1H 22 Wholesale 16.9% +7% +14% +7% -24% +12% +69% = Profit After Tax & Zakat Movement YoY (AEDmn) +30% Profit After Tax & Zakat Composition (AEDmn) Others 15.0% 160 26 103 1,109 140 1,442 6 -101 Treasury 20.0% Retail 1H 22 45.9% Private 0.7% Profit after tax & Retail Wholesale Private Treasury Real estate Others Profit after tax & zakat zakat Wholesale 18.0% 1H 21 1H 22 +19% +160% +171% -26% +738% +184% Real estate 0.3% 40

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