ESG Strategy and Digital Transformation
31.1%
24.9%
14.1%
10.8%
9.9%
Trade
1.36
1.18
1.03
1.04
1.04
NPE ratio by economic activity
26.9%
23.0%
12.8%
12.5%
11.3%
Trade
Manufacturing
Hotels & Restaurant
6.7%
5.0%
2.6%
2.2%
1.9%
0.47
% of total
10%
0.44
0.38
Manufacturing
0.37
0.36
3%
Analysis of gross loans and NPE ratio by Economic activity
Gross loans by economic activity (€ bn)
1.08
1.19
1.17
1.17
1.18
Hotels & Restaurant
Construction
11%
5%
12%
0.85
0.79
0.62
0.62
0.55
Real Estate
1.29
1.27
1.24
1.21
1.30
47%
6.02
5.83
5.08
5.06
5.06
1.00
0.89
0.75
0.75
0.71
Private Individuals
Professional and
Other sectors
other services
Construction
Real Estate
Private Individuals
Professional and
other services
Other sectors
63
3.4%
Dec 19
Dec 20
Jun 21
Sep 21
Dec 21
6%
0.75
0.67
0.62
0.64
0.66
6%View entire presentation