Investor Presentaiton

STEP: A new Program to trigger our customers' behaviors towards sustainability Reducing Paper Consumption Digital on-boarding E-statement & E-receipt Digital contracts/documents + STEP Points Blog and Podcasts Donation to NGOs YapıKredi stepp SUSTAINABLE PREFERENCE PROGRAM Sustainable Products Nature Friendly Mortgage Electric Vehicle Loan ESG Mutual Funds Points and Preferences step Step 50/ 1500 Points 1450 points left before you reach the first target. When you reach the target, we will make a donation on your behalf. Projects You Can Support With Your Step Points 50 Points Progress in January Paper Saving Completed 1/67 0 Points Sustainable Product/Service Preference 0 Points Sustainable Life Style Transportation preferences Daily step tracking NGO donations Conscious Consumption Sustainable Brand Preferences (Shopping from STEP Member Businesses) Notes: STEP: Sustainable Preference Program NGO: Non-Governmental Organization Sustainable Transportation Preference 0 Points Support to Non-Governmental Organization 0 Points Welcome to Step 50 Points Leading Sustainability Transformation Creating awareness Driving the demand for sustainable products Contributing to environment, climate & education - 32- YapıKredi

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