Bank of Georgia Financial Overview

GEL/US$ Peer group's market share in gross loans Period End 40% YE 2006 1.71 YE 2007 1.59 34.1% 35% 32.9% YE 2008 1.67 Q1 2009- 1.67 30% 31.8% Q2 2009=1.66 Q3 2009=1.68 25% YE 2009 1.69 Q1 2010 1.75 20% Q2 2010 1.84 Q3 2010 1.81 15% 10% 5% 0% Lobko BANK OF GEORGIA 23.7% 21.6% 20.7% 10.1% 9.5% 8.7% 10.2% 10.1% 7.6% 8.4% 6.4% 6.0% 5.2% 5.6% 3.6% A 0 56.30 3 35 BANK OF GEORGIA TBC BANK PC Bank BANK REPUBLIC Note: all data based on standalone accounts as reported to the National Bank of Georgia and as published by the National Bank of Georgia www.nbg.gov.ge www.bog.ge/ir 13.0% 12.2% 18.5% ■YE 2008 ■YE 2009 Sep-10 Бутв Other Banks November 2010 Page 47

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