Canadian Personal & Commercial Banking - Financial Results
Canadian Personal & Commercial Banking - Balances
Average Gross Loans & Acceptances ($B)
Average Deposits ($B)
268.3
276.6
312.7
316.2
295.2
129.3
131.6
121.4
246.8
191.1
187.6
168.1
6.4
6.4
6.1
58.7
58.7
57.6
10.8
11.6
9.7
100.5
107.5
107.9
78.7
80.7
85.5
Q3'22
Q2'23
Q3'23
Q3'22
Q2'23
Q3'23
Commercial'
Consumer Loans
Residential Mortgages
■Credit Cards
Business Banking
Average loans up 7% Y/Y and 1% Q/Q
Proprietary mortgages and amortizing HELOC up 8% Y/Y
and 2% Q/Q
Cards up 19% Y/Y and 7% Q/Q
Business Banking up 6% Y/Y and flat Q/Q
Commercial¹ up 7% Y/Y and flat Q/Q
As at loans up 6% Y/Y and 2% Q/Q
■Commercial Deposits
Personal & Business Banking Deposits
Average deposits up 12% Y/Y and 3% Q/Q
•
Personal
Business Banking up 14% Y/Y and 2% Q/Q
Chequing and Savings down 11% Y/Y and 2% Q/Q
•
Term up 53% Y/Y and 5% Q/Q
Commercial deposits up 9% Y/Y and 6% Q/Q
•
As at deposits up 12% Y/Y and 3% Q/Q
1 Commercial lending excludes commercial and small business cards. Commercial and small business cards balances represented 13% of total credit card portfolio in Q3'22, Q2'23 and Q3'23
BMOM
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Financial Results ⚫ August 29, 2023
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