Investor Presentaiton slide image

Investor Presentaiton

Company Overview Business Overview Key Information Improved Profitability Cost and Revenue Earnings Digital Penetration • Strategy Will be a century young Comfortable Provision Coverage Well Capitalised & Strong by November 2020 Asset Quality • 413 Branches & 306 ATMs Liquidity • 8 Zonal Offices Position . *PAT at historical high level of Rs 53.6 crore with RoA (annualized) crossing 1% * PBT grows by 138% YoY and 216% QoQ even after making extra Covid related provisions totaling Rs 42.6 Crore (included in provision for standard assets) *Operating Profit up by 21% QoQ and 222% YoY due to improved NII and treasury profits * * NII grows by 40% YoY and 18% QoQ PCR increases to 81.7% from 80.0% in Q4 continues to Capital Adequacy Ratio improves from 16.88% as on 30.06.2019 to 18.93% as on 30.06.2020. * NIM Crosses 4 % mark * Non Staff opex down by 3.5% YoY and 23.6% QoQ * Non-Interest Income increases by 146% YoY on the back of improved treasury gains *Bank provide accelerated provisions in FY 21 *GNPA at 3.51% as on 30.06.20 as against 4.71% & 3.54% on 30.06.19 & 31.03.2020 respectively * Tier I ratio of 17.93% *LCR of 232% * Net NPA decreased from 2.04% as on 30.06.2019 & 1.91% as on 31.03.2020 to 1.74% as on 30.06.2020 CSB Bank Investor Presentation Q1 FY21 • 1.5Mn happy customers Presence in 16 states & 4 UTS • Total business of • ~Rs 28,500Cr 5 bancassuance tie ups with industry leaders. CSB Bank Formerly The Catholic Syrian Bank Ltd.
View entire presentation