Investor Presentaiton
Company
Overview
Business
Overview
Key Information
Improved
Profitability
Cost and
Revenue
Earnings
Digital
Penetration
•
Strategy
Will be a century young
Comfortable
Provision
Coverage
Well
Capitalised &
Strong
by November 2020
Asset
Quality
•
413
Branches &
306
ATMs
Liquidity
•
8 Zonal Offices
Position
.
*PAT at historical high
level of Rs 53.6 crore with
RoA (annualized) crossing
1%
* PBT grows by 138% YoY
and 216% QoQ even after
making extra Covid
related provisions totaling
Rs 42.6 Crore (included in
provision for standard
assets)
*Operating Profit up by
21% QoQ and 222% YoY
due to improved NII and
treasury profits
*
*
NII grows by 40%
YoY and 18% QoQ
PCR increases to
81.7% from 80.0% in Q4
continues to
Capital Adequacy
Ratio improves from
16.88%
as
on
30.06.2019 to 18.93% as
on 30.06.2020.
* NIM Crosses 4 %
mark
* Non Staff opex down
by 3.5% YoY and 23.6%
QoQ
* Non-Interest Income
increases by 146% YoY
on the back of
improved treasury
gains
*Bank
provide accelerated
provisions in FY 21
*GNPA at 3.51% as on
30.06.20 as against
4.71% & 3.54% on
30.06.19 & 31.03.2020
respectively
* Tier I ratio of 17.93%
*LCR of 232%
* Net NPA decreased
from 2.04% as on
30.06.2019 & 1.91% as
on 31.03.2020 to 1.74%
as on 30.06.2020
CSB Bank Investor Presentation Q1 FY21
•
1.5Mn happy customers
Presence in 16 states &
4 UTS
•
Total business of
•
~Rs 28,500Cr
5 bancassuance tie ups
with industry leaders.
CSB Bank
Formerly The Catholic Syrian Bank Ltd.View entire presentation