Investor Presentaiton

34 Digital metrics on retail clients Metrobank PRIVATE AND PROPRIETARY .26% Digital users among retail clients as of FY 2021 2021 88% 12% vs 24% in FY 2020 2020 85% 15% 92% +46% YoY +50% YoY Active users Transaction among enrolled retail count Transaction amount 2019 82% 18% as of FY 2021 Poised to grow further with a new mobile app launch in 2022 +65% mobile app downloads 4Q 2021 vs. 4Q 2020 % E-Channels to Total financial transactions ATM Note: Refined tracking to both incoming and outgoing e-channel transactions © Metropolitan Bank & Trust Company | Investor Relations | February 2022 | MBT Company Presentation This material was produced by Metrobank for information purposes only and is intended to be used in presentations by the Bank at investor meetings and does not constitute a recommendation regarding the securities of the Bank or any of its affiliates. It must not be released to other parties in whatever form without prior consent of the authors. Metrobank You're in good hands

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