Investor Presentation June-2021

BUSINESS OVERVIEW FY INCOME & MARGINS Net Interest Non Interest Net Interest NET INTEREST INCOME Income Income Margin (%) 91 89 79 88 80 Q1FY 21 79 42 2.77 71 Q2FY 21 89 21 2.88 Q3FY 21 91 49 2.95 Q4FY 21 71 30 2.82 Q1FY 22 80 21 2.66 Q1 FY21 Q2 FY21 Q3 FY21 Q4 FY21 Q1 FY22 NET INTEREST MARGIN % 2.95 2.88 2.77 2.82 2.66 42 NON INTEREST INCOME 21 49 49 30 21 21 Q1 FY21 Q2 FY21 Q3 FY21 Q4 FY21 Q1 FY22 Q1 FY21 Q2 FY21 Q3 FY21 Q4 FY21 Q1 FY22 INVESTOR PRESENTATION June-2021 DhanlaxmiBank established 1927

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