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Investor Presentaiton

Interbank has delivered sustained growth with a strategic focus on Retail Diversified growth across different loan segments Interbank's gross loans (S/bn) Leading position in credit cards and consumer loans Market share (as of December 2017) Consumer credit cards Others 12.7% CAGR: 8.6% '14-'17 27.9 CAGR 26.2 25.1 21.8 5.8 11.5% 5.0 4.8 4.2 33 3.7 27 4.4 4.6 4.0 4.3 54 12 5.0 10.6% BBVA 10.0% 4.2 7.2% 3.4 10.5 11.9 12.3 12.9 7.1% Scotiabank 13.4% 2014 2015 2016 2017 â– Commercial Credit Cards Other Consumer Mortgages Strategic focus on retail and consumer financing... Interbank's gross loans breakdown Commercial 46% Retail 54% Source: SBS and Company information as of December 2017. Note: Under Peruvian SBS GAAP. Falabella 18.2% Consumer financing BCP 23.4% Others 19.6% BCP 24.1% Falabella 8.0% BBVA Interbank 22.3% 11.0% Interbank 20.8% Scotiabank 16.5% when compared to the system System's gross loans breakdown Commercial Mortgages Credit 39% 65% cards 28% Other consumer 33% Credit cards 22% Retail 35% Mortgages 48% Other consumer 30% Intercorp Financial Services 14
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