Investor Presentaiton
Interbank has delivered sustained growth with a strategic focus on Retail
Diversified growth across different loan segments
Interbank's gross loans (S/bn)
Leading position in credit cards and consumer loans
Market share (as of December 2017)
Consumer credit cards
Others
12.7%
CAGR: 8.6%
'14-'17
27.9
CAGR
26.2
25.1
21.8
5.8
11.5%
5.0
4.8
4.2
33
3.7
27
4.4
4.6
4.0
4.3
54
12
5.0
10.6%
BBVA
10.0%
4.2
7.2%
3.4
10.5
11.9
12.3
12.9
7.1%
Scotiabank
13.4%
2014
2015
2016
2017
â– Commercial Credit Cards Other Consumer Mortgages
Strategic focus on retail and consumer financing...
Interbank's gross loans breakdown
Commercial
46%
Retail
54%
Source: SBS and Company information as of December 2017.
Note: Under Peruvian SBS GAAP.
Falabella
18.2%
Consumer financing
BCP
23.4%
Others
19.6%
BCP
24.1%
Falabella
8.0%
BBVA
Interbank
22.3%
11.0%
Interbank
20.8%
Scotiabank
16.5%
when compared to the system
System's gross loans breakdown
Commercial
Mortgages
Credit
39%
65%
cards
28%
Other
consumer
33%
Credit
cards
22%
Retail
35%
Mortgages
48%
Other
consumer
30%
Intercorp Financial Services
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