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SMEs have somewhat poor access to finance -0.27 (52.1% -45.9) IV.4 Financial System Somewhat agree that the soundness of banks is extremely low(19.4% →41.1%) -0.09 -1.84 -0.82 Financial auditing and reporting standards are somewhat weak (41.1% → 49.3%) -2022 2021 It is largely difficult for start-up entrepreneurs to obtain equity funding (70.8% -51.4%) 33

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