Q3 FY22 Earnings Report

1st Bucket 2nd Bucket 98.55% 98.65% 92.10% Portfolio credit quality – Consolidated Consumer Durable & Lifestyle Stage 1 98.47% BAJAJ FINANCE LIMITED Two & three-wheeler 3rd Bucket 4th Bucket 5th Bucket Stage 1st Bucket 2nd Bucket 3rd Bucket 4th Bucket 5th Bucket 5+ Bucket 98.92% 99.52% 99.05% 99.58% 99.72% 1 87.63% 85.81% 86.00% 72.62% 76.15% 78.02% 71.14% 77.76% 82.86% 2 1.04% 0.96% 0.89% 7.80% 0.78% 0.25% 0.69% 0.27% 0.22% 2 10.17% 11.69% 1.1.27% 25.19% 17.59% 17.37% 16.35% 12.67% 11.01% 9% 35% 8% 30% 7% 6% 25% 5% 20% 4% 15% 3% 10% 2% 5% 1% 0% 0% Sep '19 Dec 19 Feb 20 Sep 20 Dec 20 Mar 21 Jun '21 Sept 21 Dec'21 Sep '19 Dec 19 Feb 20 Sep 20 Dec 20 Mar 21 Jun 21 Sept 21 Dec'21 Digital product B2C loans Stage 1st Bucket 2nd Bucket ■3rd Bucket 4th Bucket 5th Bucket Stage 1st Bucket 2nd Bucket 3rd Bucket 4th Bucket 5th Bucket 1 98.24% 98.49% 88.74% 98.78% 99.27% 98.71% 98.71% 99.56% 99.74% 98.12% 98.02% 98.00% 90.52% 95.44% 96.91% 95.15% 97.37% 98.22% 1 2 1.08% 0.97% 11.14% 0.88% 0.34% 0.95% 0.95% 0.27% 0.20% 1.33% 1.39% 1.43% 9.03% 3.35% 2.60% 3.78% 2.08% 1.43% 12% 10% 8% 6% 4% 2% 0% Sep 19 . 10% 9% 8% 7% 6% 5% 4% 3% 2% 1% 0% Dec' 19 Feb 20 Sep 20 Dec'20 Mar 21 Jun '21 Sept 21 Dec'21 Sep 19 Dec 19 Feb'20 Sep 20 Dec'20 Mar'21 Jun '21 Sept 21 Dec 21 Portfollo credit quality after adjusting ECL provisions 56 108065433

View entire presentation