Investor Presentaiton

Administrative Expenses (1/2) Rs in mln Standalone Results Description Var % 9M'19 9M'18 Total compensation expenses 8,898 8,656 -3% Rent and taxes 106 1,732 94% Utilities cost 1,222 1,143 -7% Security 668 843 21% Depreciation 554 464 -20% Depreciation - Right of Use Assets 1,672 -100% Others 293 426 31% Property expenses 4,514 4,608 2% Hardware & Software Maintenance 963 780 -24% Depreciation & Amortisation 869 692 -26% Network charges 427 437 2% Information technology expenses 2,260 1,909 -18% UBL Performance Overview - 9M 2019 28

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