Investor Presentaiton
Financial performance - 2Q22
Million Baht
2Q21
1Q22
2Q22
Growth (%)
QoQ
YOY
Net interest income
20,027
21,747
23,526
8.2%
17.5%
Net fees and service income
6,896
6,957
6,726
-3.3%
-2.5%
Other operating income
6,900
2,406
3,940
63.8%
-42.9%
Total income
33,823
31,110
34,192
9.9%
1.1%
Operating expense
16,289
15,507
17,435
12.4%
7.0%
Expected credit loss
9,810
6,489
8,354
28.7%
-14.8%
Net profit/1
6,357
7,118
6,961
-2.2%
9.5%
EPS/1 (Baht per share)
3.33
3.73
3.65
-2.2%
9.5%
NIM
2.08%
2.11%
2.24%
0.13%
0.16%
Net fees and service income ratio
20.4%
22.4%
19.7%
-2.7%
-0.7%
Cost to income ratio
48.2%
49.8%
51.0%
1.2%
2.8%
ROA/1
0.63%
0.67%
0.64%
-0.03%
0.01%
ROE/1
5.49%
5.83%
5.63%
-0.20%
0.14%
Note:
26
/1 Attributable to owners of the Bank
Bangkok BankView entire presentation