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Investor Presentaiton

Deposit Growth Canadian Banking¹ International Banking 1,2 (Constant Dollar Basis)³ +7% 311 320 +8% 298 110 115 116 +6% 111 113 104 67 73 15 75 +12% 188 196 204 +8% 37 38 38 +1% Q4/22 Q4/21 Q3/22 Q4/22 Q4/21 Q3/22 Global Banking and Markets 1,2 +12% Global Wealth Management¹ -6% 39 40 170 179 19 19 160 19 Q4/21 Q3/22 Q4/22 Personal 20 20 332 37 17 -12% 24 21 20 +1% Q4/21 Q3/22 Q4/22 Non-Personal 3 Figures are on a constant dollar basis. Refer to non-GAAP measures on page 17 of the Management's Discussion & Analysis in the Bank's 2022 Annual Report, available on http://www.sedar.com 1 May not add due to rounding 2 Includes deposits from banks 33

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