Investor Presentaiton

Comfortably placed asset liability profile in all maturity buckets SHRIRAM HOUSING FINANCE Values in Cr. Months 1-30 days 1-3 M 3-6 M 6-12 M 1-3 yrs 3-5 yrs > 5 yrs Total Total Inflow 109 378 339 549 1,534 788 942 4,639 Total Outflow 54 294 329 410 1,532 665 1,355 4,639 Cumulative Outflow 54 348 677 1,087 2,619 3,285 4,639 Mismatch 55 84 10 139 2 122 -412 Mismatch (%) 102.5% 24.2% 1.5% 12.8% 0.1% 3.7% -8.9% Cumulative Mismatch 55 139 149 289 290 412 0 Cumulative Mismatch (%) 102.5% 40.1% 22.1% 26.6% 11.1% 12.6% 0.0% ✓ The Company follows Behavioral maturity pattern for preparation of ALM ✓ The Company is comfortably placed and gaps/mismatch are within Board approved ALM policy as per the above time buckets ✓ There is no Cumulative Mismatch in any of the buckets ✓ For preparation of ALM report runoff % of 2.50% has been taken for bucketing of advances

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