Investor Presentaiton
1. Summary
2. How to Increase
Corporate Value
3. Appendix
4. Financial Data
Executive Summary (2) Roadmap to Increase Corporate Value
Our cost of shareholders' equity has remained approximately 5%. As a 1st step, we will work to achieve ROE that exceeds the cost
of shareholders' equity and then aim to achieve higher ROE in the medium-to long-term.
Trends in ROE* and Roadmap to Achieve Targets
7%
6%
5%
Cost of Shareholders' Equity: approx. 5%
3.80%
4%
3.44%
-3.50%
2.97%
3.03%
3.06%
3%
(Plan)
2%
1%
0%
First, aim for a level of
ROE exceeding the cost
of shareholders' equity
Aim to achieve a
higher ROE in
the medium-to
long-term
FY18
FY19
FY20
* Consolidated and shareholders' equity basis.
Efforts to date to improve ROE
FY21
FY22
FY23...
- Investment in risk assets increased (net interest income, etc. from risk
assets approximately doubled over the past seven years) in a difficult
environment where interest income from Japanese government bonds,
etc. continues to decline due to persistently low interest rates in Japan.
-Through efforts to enhance the sophistication of the retail business
model, increased service revenues by JPY 56.6bn over seven years and
reduced operating expenses by JPY 139.2bn.
JP JAPAN POST BANK
BANK
1st Step
Next Step
We are currently considering a revision of the Mid-term
Plan (FY2022/3-FY2026/3), and plan to disclose the
specific ROE performance targets, achievement timeline,
measures, etc. in May 2024, along with the revised Mid-
term Plan.
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