3Q 2021 Investor Presentation slide image

3Q 2021 Investor Presentation

Improving Default Outlook and Tight Spreads Create Supportive Issuance Environment Default Rates for Speculative-Grade Corporate Rated Issuance¹ U.S. HY Bond Spreads²,3 1000 -U.S. HY Bond Spreads (L) 16% Global U.S. -Europe 14% 800 12% 10% 600 8% 4.1% global historic average¹ 6% 400 4% 1.7% 1.6% 2% 1.5% 0% 200 2009 2011 2013 2015 2017 2019 2021F 3Q19 1Q20 3Q20 » Trailing twelve month global speculative-grade default rate fell to 2.6% at the end of September 2021 1Q21 3Q21 » Global trailing twelve month speculative-grade default rate will fall to 1.7% by the end of December 2021 1. Moody's rated corporate global speculative grade default historical average of 4.1% from 1983 through September 30, 2021. 2021 forecast for trailing twelve months ended December 31, 2021 from Moody's Investors Service "September 2021 Default Report" published October 11, 2021. 2. Reported data as of September 30, 2021. 3. Bond spreads as of the last day of each month. Source: St. Louis Fed Database. Moody's | Better decisions 3Q 2021 Investor Presentation 18
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