3Q 2023 INVESTOR PRESENTATION

Fee and Other Income Non-funded income for 9M 2023 increased by 10% YoY Non-Funded Income (SARmn) Non-Funded Income Movement YoY (SARmn) +33% 577 535 480 445 225 45 402 1,417 192 128 146 136 95 385 407 307 334 308 +10% مصرف الإنماء alinma bank 1,557 (81) (49) QoQ 3Q 22 +19% 4Q 22 -7% 1Q 23 +30% 2Q 23 -7% 3Q 23 Fees from banking services Other income Non-funded Income 9M 22 Fees from banking services +26% Exchange income +22% Investment gains/dividends -31% Other income -65% Non-funded Income 9M 23 Fees from Banking Services Composition (SARmn) ■Fund management 34% Card services 10% 11% 20% 1,100 2 3Q 2023 INVESTOR PRESENTATION Trade finance services Brokerage fees 25% Other fees Management Commentary ■ Non-funded income for 9M 2023 increased 10% YoY to SAR 1,557mn from improved fees from banking services and exchange income. ■ Fund management fees comprise the majority of fees from banking services at 34%, while card services fees account for 25%, other fees for 20% and trade finance services and brokerage fees represent 11% and 10% respectively. 29/48

View entire presentation