Investor Presentaiton

Strong corporate and private banking franchise with well capitalized balance sheet Total assets +19% YTD Number of branches Unchanged YTD % of Digital transactions Unchanged YTD Number of customers +11% YTD Credit ratings S&P/Fitch / Moody's 129.8 SAR bn 51-> 99.6% +840 k ▲ BBB / A- / A3 ▲ Total Assets by Segment (%) Retail Corporate 36% Treasury & Investments Asset Mgmt. & Brokerage Others 1%2% 17% Key financial metrics 12.2% ▲ ROTE 3.07% ▲ NIM Key stock market indicators SAR 15.8 bn Market Cap. +33% Share Price (in last 3 years) 18.6% ▲ 45% T1 201.6% LCR SAR 7.2 mn ADTV (LTM) 4.7% Div. Yield The Saudi Investment Bank - 3Q 2023 Investor Presentation All figures as at the end of 30 June 2023, Dividend yield calculated on 2022 declared dividend P. 4

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