Investor Presentaiton

OUR APPROACH TO CLIMATE CHANGE COMMITTED TO PLAYING OUR PART & SUPPORTING OUR CUSTOMERS IN TRANSITION TO NET-ZERO EMISSIONS BY 2050 • The most important role we can play in enabling a transition to net-zero is to finance our customers' efforts to reduce emissions, while also helping them tap into the significant opportunities as a result of this transition In October, ANZ became the first Australian bank to join the Net-Zero Banking Alliance - reflecting our commitment to align our lending portfolios with the goal of achieving net-zero emissions by 2050 Our updated Climate Change Statement, together with our 2021 Climate-related Financial Disclosures report, will be released prior to our Annual General Meeting (AGM) Help our customers & support transitioning industries . . Funding & facilitating at least $50 billion by 2025 to help our customers improve environmental sustainability, increase access to affordable housing and promote financial wellbeing Working with & supporting our largest emitting customers to build climate change mitigation & adaptation risk into their strategies Identifying opportunities & financing our customers' transition activities via products such as 'Green' and Sustainability Linked Loans Engage constructively & transparently with stakeholders . • Disclosing how we identify, assess and manage climate-related financial risks and opportunities using the Financial Stability Board Task Force on Climate-related Financial Disclosures (TCFD) recommendations Disclosing better metrics so the emissions impact of our financing can be tracked annually, starting with commercial property and power generation Engaging with stakeholders on climate change and increasing transparency on our approach ANZ 45

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