Investor Presentaiton

DM - Arval - Leasing Solutions – Nickel - Arval Average outstandings (€bn) Consolidated Outstandings %Var/4Q20 %Var/3Q21 %Var/2020 4Q21 historical at constant scope and exchange rates at constant at constant 2021 scope and historical historical exchange rates scope and exchange rates 25.0 1,470 +12.1% +6.4% +11.4% +6.4% +3.5% +3.6% 24.1 +11.1% +11.0% +2.0% +2.0% 1,430 +6.2% +6.2% Financed vehicles ('000 of vehicles) • Consolidated outstanding: +11.4%¹ vs. 4Q20, good growth in all regions Financed fleet: +6.4% vs. 4Q20, very good sales and marketing drive Leasing Solutions Average outstandings (€bn) Consolidated Outstandings %Var/4Q20 %Var/3Q21 %Var/2020 at constant 4Q21 historical scope and exchange rates historical at constant scope and exchange rates at constant 2021 historical 21.9 +5.8% +5.3% +1.4% +1.7% 21.4 +4.3% scope and exchange rates +4.3% Consolidated outstandings: +5.3%¹ vs. 4Q20, good sales and marketing drive Nickel Almost 2.4 million accounts² as of the end of December 2021 (+26.6% vs. 31 December 2020) BNP PARIBAS The bank for a changing world 1. At constant scope and exchange rates; 2. Since inception in France 2021 Full Year Results | 73

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