Investor Presentaiton
/DOUBLE DIGIT LOAN BOOK GROWTH
Net Loans and advances to customers
Loans and advances by product
KES millions
250,000
200,000
185,313
150,000
100,000
50,000
23
235,867
]-
27%
0
Dec 2021
Dec 2022
2022
75% Term lending
15% Home Loans
6% Overdrafts
4% Vehicle asset
finance (VAF)
Loans and advances by business unit
2022
61% Corporate &
Investment Banking (CIB)
16% Business & Commercial
Clients (BCC)
23% Consumer and High
Net worth Clients (CHNW)
2021
70% Term lending
18% Home Loans
7% Overdrafts
5% Vehicle asset
finance (VAF)
2021
50% Corporate & Investment
Banking (CIB)
21% Business & Commercial
Clients (BCC)
29% Consumer and High
Net worth Clients (CHNW)
Key Takeouts
Loan growth across all business segments and mainly from Oil
and Gas, Trade, Power and Infrastructure sectorsView entire presentation