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Investor Presentaiton

/DOUBLE DIGIT LOAN BOOK GROWTH Net Loans and advances to customers Loans and advances by product KES millions 250,000 200,000 185,313 150,000 100,000 50,000 23 235,867 ]- 27% 0 Dec 2021 Dec 2022 2022 75% Term lending 15% Home Loans 6% Overdrafts 4% Vehicle asset finance (VAF) Loans and advances by business unit 2022 61% Corporate & Investment Banking (CIB) 16% Business & Commercial Clients (BCC) 23% Consumer and High Net worth Clients (CHNW) 2021 70% Term lending 18% Home Loans 7% Overdrafts 5% Vehicle asset finance (VAF) 2021 50% Corporate & Investment Banking (CIB) 21% Business & Commercial Clients (BCC) 29% Consumer and High Net worth Clients (CHNW) Key Takeouts Loan growth across all business segments and mainly from Oil and Gas, Trade, Power and Infrastructure sectors
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