Fourth Quarter and Full Year 2016 Results Presentation

Strong asset inflows and increase in profitability in IWM Execution Profitable growth Legacy Capital Detailed Financials IWM Wealth Management NNA in CHF bn -3.0 15.6 2015 2016 Adjusted gross margin in bps 107 110 Note: Adjusted results are non-GAAP financial measures. A reconciliation to reported results is included in the Appendix + See Appendix CREDIT SUISSE IWM Adjusted pre-tax income in CHF bn 1.0 1.1 2015 2016 Adjusted return on regulatory 22% 23% capital+ February 14, 2017 14

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