Q2 2023 Financial Results

A leading Canadian financial institution1 1867 13MM 49K $1.7B 14.5% 60.6% 11.9% FOUNDED CLIENTS EMPLOYEES² NET-INCOME (Q2/23) ROE3 (Q2/23) TSR4 (3-YR) CET1 RATIO5 (Q2/23) DIVERSIFIED EARNINGS MIX STRONG CREDIT RATINGS Net Income by Strategic Business Unit Net Income Contribution by Region Agency Rating8 (Q2/23)6 (Q2/23)6 Capital Markets 30% 39% Canadian Personal & Business Banking Other US7 Moody's Aa2 (Senior⁹, A2), Stable 14% 11% S&P A+ (Senior⁹, A-), Stable Fitch AA (Senior⁹, AA-), Stable 28% 75% 3% DBRS AA (Senior⁹, AA(low)), Stable US Commercial & Wealth Canada Canadian Commercial & Wealth CIBC◇ For footnoted information refer to slide 37. 3

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