Investor Presentaiton

Adjusting Items¹ Adjusting Items (Pre-Tax) ($MM) Acquisition-Related Costs Amortization of Intangibles Canadian Banking International Banking Q4/21 Q3/22 Q4/22 FY21 FY22 2 25 24 24 103 97 629 10 529 6 22 22 10 9 45 39 9 36 36 Global Wealth Management Other Net Loss/(Gain) on Divestitures Expansion of the Scene+ Loyalty Program Restructuring and Other Provisions Total (Pre-Tax) Adjusting Items (After-Tax and NCI) ($MM) Acquisition-Related Costs 3 Amortization of Intangibles Canadian Banking International Banking Global Wealth Management 361 133 188 213 24 85 603 361 133 188 85 291 676 Q4/22 After-Tax Q4/21 Q3/22 Tax NCI FY21 FY22 and NCI 18 17 4 7 7 622 1477 6222 7467 18 75 16 32 27 7607 71 16 28 27 Other Net Loss/(Gain) on Divestitures Expansion of the Scene+ Loyalty Program Restructuring and Other Provisions Total (After-Tax and NCI) 21 340 340 35 98 98 129 19 1 65 129 65 147 17 81 1 521 204 574 1 Refer to non-GAAP measures on page 17 of the Management's Discussion & Analysis in the Bank's 2022 Annual Report, available on http://www.sedar.com 2 Excludes amortization of intangibles related to software (pre-tax) 3 Excludes amortization of intangibles related to software (after-tax) 20 20

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