Financial Performance Highlights
Overview Operating Environment Financial Review Guidance
Financial Performance Highlights - SFP
Statement of Financial Position
N'million
2020FY
H1 2021
VAR
% VAR
Total Assets
2,758,148
3,110,835
352,687
12.8%
Earning Assets
1,828,807
1,986,144
157,337
Bank Placements
51,799
15,978
(35,821)
8.6%
-69.2%
Treasury Bills
264,032
265,056
1,024
0.4%
Bonds
186,870
169,674
(17,196)
-9.2%
Net Loans
1,326,106
1,535,437
209,331
15.8%
Total assets grew by 12.8% to N3,110.8bn
($7.6bn) from N2,758.1bn in 2020FY.
Total FCY assets is now $2.1bn compared to total
FCY liabilities of $1.8bn, translating to total NOP
of $305m
➤ $662m in cash, short-terms & Investments
Non-Earning Assets
929,341
1,124,690
195,349
21.0%
Cash
44,751
81,633
36,882
82.4%
Breakdown of FCY Assets
Cash Reserve
432,741
550,654
117,913
27.2%
Bal. with other Banks
339,331
324,111
(15,220)
-4.5%
Fixed Assets
38,446
38,361
(85)
-0.2%
All Other Assets
74,072
129,931
55,859
75.4%
Interest Bearing Liabilities
2,268,094
2,615,059
346,965
15.3%
0.1%
25.1%
> $2.1bn
6.2%
Customer Deposits
1,699,026
1,980,187
281,161
16.5%
Other Borrowings
99,055
105,450
6,395
6.5%
68.6%
On-lending Facilities
Debt Securities
All Other Liabilities
Equity
308,097
320,797
12,700
4.1%
161,916
208,624
46,708
28.8%
216,521
222,404
5,883
2.7%
Others
273,533
273,372
(161)
-0.1%
Investment Securities
I Cash & Short Term Funds
■Loans & Advances
17View entire presentation