Investor Presentaiton

Q1'21 Highlights Total income (EUR mn) Collaboration revenue одо Underlying RoRWA Underlying attributable profit (EUR mn) SCIB Santander Corporate & Investment Banking "Santander CIB supports corporate and institutional customers, offering tailored services and value-added wholesale products suited to their complexity and sophistication” Strategic priorities Expanding our content and product offerings to continue to become our clients' strategic advisors, while accelerating the digitalization of our businesses Developing a powerful ESG platform to support our customers in their transition towards more sustainable business models Creating a pan-European platform with the aim of becoming the benchmark wholesale bank in the region and offering a more differentiated service to our clients Accelerating business growth in the US under a robust control environment by exploring new business opportunities ■ Consolidate our leadership position in South America, further strengthening our franchises in Peru and Colombia Leaders in League Tables Recent Awards received 1,655 +4.7% YoY ☐ 3.0% Total income breakdown by business Total income YoY growth by region Global Markets 43% Other 4% Global Transaction Banking 27% +61% 704 +5% Structured Finance Debt Capital Markets Equity Capital Markets Global Debt Financing 26% GLOBAL FINANCE GORANCE AWARDS PFI Risk.net +41% Green Global Source: Dealogic Santander More information on https://www.santander.com/en/about-us/where-we-are/santander-corporate---investment-banking 32

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