Q4 2023 Financial Update

Appendix Updated financial aspirations for divisions, evaluated annually Return on Business Equity Cost/Income Aspiration 1 Actual 2023 Aspiration 1 Actual 2023 Large Corporates & Financial Institutions >13% 17.8% <0.45 0.35 Corporate & Private Customers >16% 26.2% <0.40 0.31 Private Wealth Management & Family Office. Baltic 2 >25% 44.5% <0.50 0.43 >20% 45.8% <0.35 (<0.40) 0.21 Life >30% 35.1% <0.45 0.44 Investment Management >40% 52.0% <0.45 0.46 SEB Group 2 ~15% 17.9% ~0.40 (0.40-0.45) 0.34 Note: Previous financial aspirations in parenthesis. 1 To be viewed as long-term (5-year perspective) and will be updated based on other Nordic banks' performance. 2 Revised targets due to higher imposed levies. 74 SEB

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