3Q 2023 Financial Performance

PERFORMANCE TRACK RECORD Balance Sheet Metrics Loans & Advances (SAR Bn) Total Assets (SAR Bn) Customers' Deposits (SAR Bn) CAR (%) البنك السعودي الفرنسي Banque Saudi Fransi 159.0 232.1 157.6 19.92% 21.57% +7% +5% +2% 21.09% 19.77% 19.92% 19.20% 159.0 232.1 157.6 20.56% 147.8 215.8 148.4 142.0 19.94% 120.6 125.7 130.6 190.3 194.1 132.8 178.1 127.1 17.71% 18.32% 18.90% +8% YOY +8% YoY +11% YoY 2018 2019 2020 2021 2022 2018 2019 2020 2021 2022 2018 2019 2020 2021 2022 2018 2019 2020 2021 2022 -O-T1 Ratio -O-CAR 81.3% Headline LTD Ratio (%) 100.9% 398% 102.7% 104.1% 100.9% 94.6% 324% 85.8% 86.9% 82.3% 83.3% 72.2% 2018 2019 ―0 LTD SAMA ratio 2020 2021 LCR (%) 196% 199% 196% 179% NPL Ratio (%) 2.54% NPL Coverage Ratio (%) 120% 2.91% 2.78% 2.64% 2.53% 2.54% 125% 123% 120% 112% 109% 2022 2018 2019 2020 2021 2022 2018 2019 2020 2021 2022 2018 2019 2020 2021 2022 -o-Headline LTD Ratio | 50

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