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Investor Presentation HY 2020

I&M Holdings PLC - Balance Sheet Highlights Dec-19 Jun-20 Jun-19 20 vs 19 Particulars Kshs Mn Kshs Mn Y-Y % ▲ Cash & Bank Balances 15,386 19,068 20,142 -5% Investments & Placements 97,587 107,484 99,481 8% Loans & Advances (net) 175,329 184,565 172,164 7% Other Assets 26,989 29,523 25,267 17% Total Assets Customer Deposits Borrowings 315,291 229,737 10,856 340,640 317,054 7% 252,484 237,242 6% 9,977 10,139 -2% Other Liabilities 13,836 16,110 14,239 13% Total Liabilities 254,429 278,570 261,620 6% Shareholders' Funds 60,862 62,070 55,434 12% I&M HOLDINGS 3

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