Investor Presentaiton

Our Strategy Purpose “To become much loved... helping you achieve your dreams" Brand - Help is what we do • Making banking easier Help when you need it most • Helping you make better financial decisions • Helping the community Ambition • Be the most sustainably profitable growth business in the Westpac Group and amongst New Zealand peers • Drive to a portfolio of #1 and #2 positions • Be known globally as an innovative bank Values • One Team • Courage • Achievement • Integrity Delighting Customers Outcomes • Growth Strength • Productivity • Return Priorities 國 Next Generation Distribution Faster, More Responsive Deeper Customer Relationships Radical Simplification Optimised Returns 7

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